Modular Home Financing
   
Having financed the construction of thousands of modular homes, M&T Mortgage Corporation has developed unique financing solutions to meet almost any customer need. Solutions that come with years of experience and a commitment to making modular home financing easy and affordable. For more detailed information call 1-888-539-1160 ext. #8082 and Robin C. Gamby will be glad to assist you. You may also email her at rcgamby@mandtbank.com.

M&T’s Modular Home Financing Program features -

 
Experts Who Know The Process.
M&T’s specialty lending focus on modular home construction enables its loan officers to take you quickly and efficiently through the modular home financing process. This experience helps to avoid unexpected surprises and provides peace-of-mind when building your modular home.
 
A Wide Variety of Fixed, Adjustable and Construction Financing Options.
How many times have you heard a lender say, "We only offer one type of mortgage for modular homes?" M&T offers a wide range of financing solutions which include Interest-Only Mortgages to maximize your loan amount, construction terms of up to 18 months and a free Rate Cap Program to protect you should interest rates rise significantly.
 
Strength. Stability. Security.
M&T Mortgage Corporation is a subsidiary of M&T Bank, which is among the top 20 banks in the nation with over $50 billion in assets. Founded over 140 years ago, M&T Bank currently serves over 2 million customers and has over 650 branches located throughout Delaware, Maryland, New York, Pennsylvania, Virginia, West Virginia, and Washington D.C. M&T Mortgage Corporation had mortgage closings which exceeded $4 billion in 2004 and has a mortgage servicing portfolio which includes over 173,000 customers nationwide.
 
Down payment Flexibility.
Certain loans qualify for low down payments. And if you already own your land, you may be able to count it toward your down payment.
 
One Close Loans.
Unlike many banks, they'll provide construction and permanent mortgage financing in one convenient loan – which saves you time and money.
 
Land Financing Options.
With M&T there’s no need for a separate loan to purchase your land. We'll provide land, home construction and permanent mortgage financing all in one loan.
 
Flexibility Builders Want.
Once you find the modular home of your dreams, that last thing you’ll want to hear is that your builder won’t work with your bank. With a no builder approval process and special “pre-curbside funding” options, M&T offers key features builders look for in a lender.
 
So Pre-Qualify Today.
Building a home can be stressful, but financing it shouldn’t be. M&T has the experience you need to ensure financing your modular home is easy and affordable. M&T offers a Get Qualified website feature without fees or obligations.  Or you can call 1-888-539-1160 ext. #8082 today and Robin C. Gamby will be glad to assist you.
 
To find out how much you can afford by utilizing one of their calculators!
 
Monthly Payment Calculator
 
Mortgage Affordability Calculator
 
M&T does not endorse the selection of specific vendors, nor does M&T make representations regarding the quality of any vendor’s work or materials. M&T advocates the value of homebuyers educating themselves regarding the homebuilding process.
 

M&T Mortgage Corporation
Robin C. Gamby, AVP, Account Executive
Tel.  1-888-539-1160 ext. #8082
Cell   1-717-575-9032
 rcgamby@mandtbank.com
www.YourModularHomeCenter.com
 

 

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